Credit Cards

4 ways to earn more travel rewards in 2022

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Here’s how to rack up rewards and give yourself more chances to escape.

Key points

  • The more rewards you rack up on your credit cards, the more you can offset your travel costs.
  • By applying for and using credit cards strategically, you can earn bonus points and hotel miles.

Many people largely avoided travel in 2020 when the pandemic first hit and no vaccines were yet available. While travel increased in 2021, many plans were canceled due to the rise of the delta variant over the summer and the rise of the omicron variant over the holiday season.

If you expect to travel more in 2022, you’ll need to start saving for your various trips as soon as possible. But that’s not your only option to change the cost of the trip.

If you can rack up extra rewards like airline miles and hotel points, it will be easier to get out and see different places without risking debt. Here are four steps you can take to increase your travel rewards.

1. Go after a signup bonus

There are many credit cards that offer sign-up bonuses for new account holders when they meet a specific spending requirement. For example, you may be eligible for 50,000 airline miles or hotel points for spending $3,000 on a new card within three months of opening that account. It’s worth exploring your signup bonus options and seeing what offers you’re not only eligible for, but in a good position to maximize. If you need to upgrade your laptop, for example, now’s a good time to apply for a card with a sign-up bonus, since you’ll be spending more than usual.

2. Take advantage of additional bonus offers

Some credit cards offer different ways to earn bonus points even after you’ve owned the account for years. You may, for example, be eligible for a bonus for adding an authorized user to your account, so it might be worth doing. That said, if you’re going to add an authorized user, make sure that person is trustworthy. You’ll also want to set ground rules so that if you add your sibling to your account, you don’t just rack up a bunch of charges and leave them hanging on the bill.

3. Pay attention to rotating bonus categories

You may have a credit card that offers bonus points on restaurant purchases during a specific quarter of the year or on theme park tickets during another quarter. It pays to be aware of the rotating bonus categories for additional rewards throughout the year.

4. Charge as many expenses as you can to your credit cards

You may be the type of person who reserves your credit cards for larger purchases and pays for everyday items with cash. But if you follow a budget so you know how much you can spend in different areas, then it’s worth putting as much spending on a credit card as you can. All those $10 purchases here and $20 purchases there could add up to a lot of extra travel rewards.

Whether you’re hoping to see more of the United States or venture abroad this year, racking up hotel points and airline miles could make your plans that much more affordable. Use these four tips to increase your rewards and meet the travel goals you’ve set for yourself.

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