How many does your credit card offer?
- Travel credit cards offer generous benefits for cardholders.
- Perks like airline lounge access can make your trip more enjoyable.
- Insurance can also help protect your finances.
If you’re going on a trip soon, you’ll want to make sure you have the right credit card to take with you. Different types of cards offer their own unique features and there are many travel rewards cards that can help make your vacation that much more enjoyable.
Wondering what kind of cardholder benefits could enhance your travel experience? Consider looking for a card that offers some (or all) of these four cardholder benefits.
1. Airline lounge access
Some credit cards allow you to access airline lounges. These luxury lounges typically provide free Wi-Fi, comfortable chairs, and complimentary food and drinks. They offer a quiet setting to relax away from the general hubbub of the airport and, depending on the specific lounge, may have other great features such as places to take a nap.
Most credit cards that offer airline lounge access charge annual fees. But if you travel often, it may be worth paying for one so you can take advantage of this enhanced travel experience.
2. Free checked baggage
Some airline credit cards give you the opportunity to take your checked baggage for free when you would otherwise have to pay for it. This can save you quite a bit of money if you travel often or have a lot of luggage with you.
Airline cards are more suitable for people who regularly travel with the same airline. But even if you’ll be flying only a few times over the course of the year with the same airline, it may be worth getting these cards if you’re always carrying luggage.
3. No foreign transaction fees
If you’re heading outside of the United States on your trip, you’ll definitely want to make sure you have a travel credit card that doesn’t charge foreign transaction fees.
Many cards advertise that foreign transactions are free, even cards with no annual fee. There’s no reason to pay an extra 3% or 4% on all purchases you make while traveling abroad, so make sure you have a card that won’t charge you more.
4. Insurance to protect your trip
Finally, it is common for travel cards to offer various types of insurance. This could include rental car insurance in case something goes wrong with a rental vehicle; trip interruption insurance if your vacation cannot continue; trip cancellation insurance if you can’t leave; or lost luggage insurance in case your bags do not reach their final destination.
Many of these types of insurance would have a considerable cost. And it is possible to find several types of travel insurance both in cards with an annual fee and without it. Consider looking for a travel card that offers the protections you need for your vacation.
By looking for a card that offers some or all of these benefits, you can save money on various aspects of your trip and also make your vacation more enjoyable. It’s worth researching the best travel cards to find one that offers the benefits you’re most excited about.
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