Credit Cards

Traveling this summer? Don’t let this credit card benefit pass you by

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It could save you a lot of money.

Key points

  • Different credit cards offer different benefits.
  • Travel rewards could lead to big savings this summer.

There is a reason why many people choose to travel during the summer. The weather is hot, school is not in session, and in some industries, work tends to slow down.

If you’re planning on traveling a lot this summer, you probably know that there are certain costs you’ll need to budget for. These include airfare, lodging, food, and entertainment while you’re away.

Meanwhile, the cost of just about everything is higher these days due to inflation, and that means you could spend more on summer travel. Therefore, it is important to do everything possible to save. Choosing the right credit card could be your ticket to doing just that.

An advantage worth pursuing

Some credit cards offer extra cash back at the supermarket. Others are generous with gas rewards. But if you’re planning on taking multiple summer trips, it might really be worth applying for a travel rewards credit card. Not only do these cards make it easy to accumulate points that you can redeem for free travel, but they also come with a great money-saving perk: free checked bags on airlines.

These days, you’ll often pay a fee to check a bag on a flight (although sometimes, you’ll get a free checked bag with an international flight). And those fees are not nominal.

On United Airlines, for example, it costs $35 to check a bag on a domestic flight (although if you pay in advance, you can reduce the cost to $30). For a domestic American Airlines flight, you’ll pay $30 to check a bag. And that $30 bag fee is good for Delta, too.

Now, if you’re only taking one flight this summer, the savings you can reap may not be that significant. But if you’ll be flying to multiple destinations, then it’s worth seeing how much money you can save by getting a travel rewards credit card that eliminates those baggage fees.

You can also enjoy other benefits

In addition to free checked bags, travel rewards credit cards tend to offer additional benefits, such as discounts on in-flight purchases. Since airlines don’t generally give out free food on domestic flights, that could mean some nice savings.

Just as important, with a travel rewards credit card, you can enjoy certain protections, like reimbursement for lost luggage or delayed flights. Now, this doesn’t mean you should give up travel insurance just because you have a travel rewards credit card. But your card could serve as additional protection on top of any policy you purchase.

Of course, one thing to keep in mind is that some travel rewards credit cards charge an annual fee, so you’ll need to make sure you’re likely to get enough savings to make that fee worth paying. But not all travel rewards credit cards come with a fee, so it’s worth investigating as soon as possible. Summer will be here before you know it, and having the right credit card in your wallet could make your plans more attainable and affordable.

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